Health Insurance, Life Insurance & More
in Kansas City, MO
Trust you will receive affordable and comprehensive health and life insurance options here at JJI Agency, formerly John Joe Insurance Agency. We are proud to provide clients across the Greater Kansas City area with a wide range of insurance options. Our agents are dedicated to building lasting relationships with our customers giving you the peace of mind that you, your family and your business are protected.
Whether you need group health insurance coverage, long-term care insurance, or life insurance, the team at JJI Agency will provide you with excellent customer service and satisfaction. We will work closely with you to find the insurance plans that fit you needs.
Our insurance coverage options include:
Group Health Insurance
With the Affordable Care Act (ACA), offering group health insurance benefits is an almost essential part of a company's benefits package. Not only can it save you money, it can keep your employees loyal. It also helps your employees have better access to healthcare, which means they can stay healthier.
Individual Health Insurance
Health insurance coverage helps pay for medical expenses and is often included as part of an employer's benefit package. Health insurance either reimburses you for the expenses incurred or pays for the care directly. Our agents will work with you to determine what coverage you need, and what type of plan best suits your needs, lifestyle, and family.
It's hard to think about, but what would happen to your loved ones if you were suddenly gone? Would they be saddled with debt, or would your assets be clear? Would your children have money for higher education expenses? Would your spouse be able to fulfill the plans you made with each other? Life insurance is more affordable today because people are living longer. There are many options available to you and your loved ones, and we will help you choose a policy that best fits your current needs and situation.
- Term Life – Term life insurance is an affordable way to provide protection to your loved ones for a specified amount of time, such as 10, 20, or 30 years of coverage and guaranteed benefit. Our team will help you find the right coverage for you and your family. This type is often chosen when clients need specific coverage for a period of their lives to protect debt, loved ones, and children.
- Whole Life – This type of insurance can be a foundation for a family's financial protection. Our agency offers a range of whole life policies that can help you and your family be better prepared for the unexpected, and build a cash value that you can use during your lifetime. A whole life policy can provide you with equity for loans and can have fixed payments that do not increase over time.
If you are unable to work due to an injury or illness, disability insurance can help you maintain your life and meet expenses. Disability insurance is often referred to as income protection, as it can help beneficiaries pay bills like car payments, tuition, or mortgage. This type of insurance provides you with some financial security until you are back on your feet and can return to work.
Maintaining good oral health is important for good overall health. A dental insurance plan not only keeps you covered in the event of a dental emergency, it enables you to affordably make regular visits to the dentist. Together with you, we will help you find the dental plan to suit you, your business or family, so you can all maintain healthy smiles and good oral health.
Vision insurance provides you with certain eye care benefits. Typically, eye exams and routine procedures are covered, and depending on your policy, you may have specified dollar amounts or discounts toward the purchase of eyeglasses and contact lenses.
Long Term Care Insurance
A long term care policy can help safeguard your retirement investments in the event you can no longer care for yourself. This type of insurance is intended to help cover long-term care services and support for personal and custodial care either in your own home or in state-licensed nursing homes. Long term care insurance may also cover services such as respite and alternate care, as well as assisted living communities and adult daycare centers.
Save money for retirement with tax deferred money. It can be paid in either a lump sum or a number of payments. After a period of time, these contributions earn interest, generally tax-deferred, and can provide you with a stream of income. This type of policy is meant to protect you from outliving your income. We will help you find the right coverage, as well as explain the limitations and benefits of annuities insurance.
Senior Market Products
Medicare is a health insurance program available from the United States Department of Health and Human Services. It is for people 65 and older, certain younger people with disabilities, and people with permanent kidney failure requiring dialysis or a kidney transplant, also called End-Stage Renal Disease (ESRD).
Medicare is an entitlement program, similar to Social Security. United States citizens earn the right to enroll by working and paying into the tax system for a minimum required period. Individuals may still qualify for Medicare benefits if they did not work the minimum amount of time, but they might have to pay more.
Medicare coverage we provide includes:
- Medicare Supplement
- Medicare Part D (Prescription Drug Coverage)
- Medicare Advantage Plans
Value Added Agency Services
All of our group clients are offered these resources to include HR services and Legislative Compliance tools.
- Human Resources:
Our HR related articles, employee handbooks, employee communications, forms, benefit statements and a community of HR professionals will help you maintain an employer of choice. The HR hotline gives you access to on-demand HR expertise and advice. HR professionals, available by phone or email, are ready to answer your HR-related questions.
- Health Care Reform:
It takes constant dedication to keep up with the newest health care reform regulations. Our agency offers hundreds of up-to-date, easy to understand documents explaining all aspects of health care reform to help both employees and employers understand the law and its implications. We have the resources to keep you informed about the latest changes to ensure you are prepared.
- Custom Communications:
We can help you tackle your mounting employee communications concerns with benefit announcements, employee newsletters, and health and wellness resources. Additionally, we will keep you in the know with several monthly and quarterly newsletters.
- Plan Strategy:
We’ll make recommendations to help you enhance your plan offerings while remaining competitive and reducing overall plan costs. We provide access to essentially all insurance and administration markets. In addition to our own talented professionals and specialized value-added services, we have a wealth of resources available to us through several national affiliations.
- Client Portal
All of our clients receive access to a personalized website offering both customized and recommended resources to help fulfill unique administration, legislative compliance and communication needs.
Trusted Health & Life Insurance Services & More
Since 1970, JJI Agency has been a trusted name in life and health insurance in the Greater Kansas City area. Our insurance agency serves clients across Northwest Missouri, Kansas, Nebraska, Illinois and Iowa, with a variety of insurance services. We are committed to great customer service and personal one-on-one service.
For more information about our health and life insurance offerings, policies or rates, please contact us at 816-273-0123 today.
We look forward to hearing from you!
Insuring People while Assuring Peace of Mind!