Meet Our Insurance Agency Staff

JJI Agency, formerly John Joe Insurance Agency, Inc., has provided health and life insurance in Northwest Missouri since 1970. We are a locally owned and operated insurance agency in St. Joseph, MO, and are proud to serve clients in Missouri, Kansas, and Nebraska. Our team of insurance agents and brokers come from a mix of backgrounds and specialties. We have long time seasoned agents, prior carrier rep agents, and newly licensed agents. This gives our agency a diversified group that can handle any client's needs.

Todd Joe

Todd began his career as an insurance agent over 10 years ago. Graduating with a BS in Marketing / Minor in Management, he decided to leave the corporate world and settle in with JJI Agency. His experience in sales and technology has given the small agency an edge over others. Todd is licensed in multiple states with his Life/Health and Property & Casualty license. He has 2 children and lives in St Joseph, MO. Todd enjoys outside activities, biking, running and spending time with his grown kids.

John Joe
Vice President/Broker

John began his career in the early 70’s with Prudential. Purchasing an agency in rural NW Missouri in 1985, John decided to focus his primary industry in the Health Insurance arena. John is licensed with Life/Health, Property & Casualty licenses in both Kansas and Missouri. Choosing to do business in rural Northwest Missouri, John made his family home in Stewartsville, MO and raised 4 children. Active with various charitable organizations and church, John and his wife Nancy continue to be an active part of the business. John enjoys traveling and spending time with friends and family.

Sara Sunderman
Office Manager/Broker

Sara grew up on a farm in Northwest Missouri where working hard and being honest were ingrained from an early age. She brings a wide range of experience to our agency and has a profound understanding of how benefits administration affects an employee and an employer. Her previous jobs have given her a strong foundation in law, ethics, problem resolution, business practices and customer service. Sara’s focus for the last 15 years has been Human Resources and Office Management. Sara believes that the greatest skill you can bring to any situation is empathy. “You have to put yourself in the other person’s shoes to understand their need and help them”. Sara and her husband, Dennis, live in Savannah. They have four sons and two grandchildren. Sara enjoys knitting, spending time with her family and beekeeping.

Lance Rich
Senior Market Specialist

Lance Rich joins John Joe Insurance as the Senior Market Specialist specializing in assisting with Medicare related products. Lance began his career in insurance in the Medicare supplement field at Source Medicare. Lance brings a marketing background to the team. He previously has served as the president of a state marketing association in his home state of Kentucky. He also has a background in social media and in retail management. Lance has a long relationship with the Muscular Dystrophy Association. In addition to serving as a camp counselor, he has produced benefits that have raised thousands of dollars for the organization. Lance is also a magician.

Experienced Insurance Agents in Serving Kansas City, MO & Northwest Missouri

Here at JJI Agency, we are dedicated to providing quality insurance in the Greater Kansas City, MO area. We are proud to serve clients across Northwest Missouri and are committed to excellent customer service and satisfaction. Our goal is to provide you with personalized services, quick follow-up, and most importantly, the insurance policies you need and deserve.

For more information about our health and life insurance offerings, ancillary insurance products, or to receive a quote, please contact us today at 816-273-0123. We look forward to hearing from you!

Insuring People while Assuring Peace of Mind!