Tailored insurance solutions to guide your lifestyle

Insurance Designed for What Matters Most

Comprehensive Coverage, Precisely Structured

Solutions for Individuals, Families, and Businesses

John Joe Insurance is The Hometown Source for Health Insurance. We focus on protecting the well-being of people. We offer Health, Dental, Vision, Life, Disability for both Employers and Individuals. When you are ready to retire, we can assist with your transition into Medicare. John Joe Insurance began on the principle of customer service. We stand behind our reputation to put the customer first and make sure that you are taken care of.


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Group Health Insurance

John Joe Insurance is an independent broker that specializes on Employee Benefits. We broker for all the major carriers to include, Blue Cross Blue Shields of KC, Aetna, United Healthcare, The Health Plan, CIGNA and Humana.

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Individual Insurance

Our office has 4 licensed brokers to assist with all your insurance needs. We are certified to sell the Affordable Care Act Marketplace plans to anyone that is unable to procure insurance through an employer. We also offer Short-Term Security plans for anyone that might be between jobs or have no other coverage available.

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Medicare Marketplace

When you’re ready to retire or become eligible for Medicare. Our team is trained and certified to help you find the plan that fits your needs, while providing you the security of knowing you are covered. There are a variety of plans which includes: Medicare Supplements, Medicare Advantage, and Prescription Drug plans. 

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Dental & Vision

Our agency can offer dental and vision insurance to complement your health insurance coverage. We broker for the top carriers to insure that you have the best coverage.

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Life Insurance

Don’t wait until it’s too late!! It’s never too early to start thinking about life insurance, John Joe Insurance can provide you with both Term and Whole Life policies depending on your situation. We also offer Life Insurance with Long-Term Care riders.

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Disability Insurance

John Joe Insurance can offer Short-Term or Long-Term Disability to your Benefits Package also. Disability Insurance can be customized to fit your budget and employees’ lives.


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Built on Trust. Defined by Expertise.

John Joe Insurance Agency is at the forefront of group health insurance and employee benefit health insurance throughout Northwest Missouri. John Joe Insurance Agency is the only insurance agency in St. Joseph to exclusively provide resources that include an HR Hotline, 1095 reporting, legislative briefs and more to keep employers in compliance with Affordable Care Act guidelines. 


We also offers a full line of individual health insurance products, services for Medicare Beneficiary including Medicare Advantage, Medicare Supplement (Medi-gap) plans and Prescription Drug Plans (Medicare Part D), and individual Dental insurance and vision insurance. We also offer Life insurance, Long term care insurance, and disability insurance. We are proud of the personalized service and three decades of experience the makes us the Hometown Source for Health Insurance.
We take a modern approach to insurance advisory. Making sure your chosen path is the right one.
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WHAT YOU CAN EXPECT WORKING WITH US

A Refined Client Experience

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01 — Consultation
Understanding your priorities and risk profile.

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02 — Strategy
Crafting a tailored coverage plan that fit your lifestyle.

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03 — Implementation
Seamless onboarding and policy activation.

04 — Ongoing Support
Continuous review and expert guidance.

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Trusted by Clients Who Expect More

Ready to Get Started? Connect with an advisor and build a policy designed around your needs.